Terms & Conditions

Introduction

These terms and conditions apply between you, the User of this Website (including any sub-domains, unless expressly excluded by their own terms and conditions) and Runcie Ltd, the owner and operator of this Website. Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.

In these terms and conditions, User or Users means any third party that accesses the Website and is not either (i) employed by Runcie Ltd and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Runcie Ltd and accessing the Website in connection with the provision of such services.

You must be at least 18 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age.

Intellectual property and acceptable use

1. All Content included on the Website, unless uploaded by Users, is the property of Runcie Ltd, our affiliates or other relevant third parties. In these terms and conditions, Content means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the site without the owner's prior written permission.
2. You may, for your own personal, non-commercial use only, do the following:
   • Retrieve, display and view the Content on a computer screen.
3. You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of Runcie Ltd.
4. You acknowledge that you are responsible for any Content you may submit via the Website, including the legality, reliability, appropriateness, originality and copyright of any such Content. You may not upload to, distribute or otherwise publish through the Website any Content that (i) is confidential, proprietary, false, fraudulent, libellous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable; (ii) may constitute or encourage a criminal offence, violate the rights of any party or otherwise give rise to liability or violate any law; or (iii) may contain software viruses, political campaigning, chain letters, mass mailings, or any form of "spam." You may not use a false email address or other identifying information, impersonate any person or entity or otherwise mislead as to the origin of any content. You may not upload commercial content onto the Website.
5. You represent and warrant that you own or otherwise control all the rights to the Content you post; that the Content is accurate; that use of the Content you supply does not violate any provision of these terms and conditions and will not cause injury to any person; and that you will indemnify Runcie Ltd for all claims resulting from Content you supply.

User responsibilities

1. As a user of the Website, you agree to:
   • Accurate Information: Provide true, accurate, current and complete information when prompted (such as during registration or when setting up a gift list) and maintain and promptly update this information to keep it accurate, current and complete.
   • Safeguarding Account: You are solely responsible for safeguarding your account, password and any activities or actions under your account, whether or not you have authorised such activities or actions.
   • Proper Use: Comply with all applicable laws and regulations while using the website and refrain from seeking to harm the website or its users in any way.
   • Prohibited Use of Financial Information: You agree not to input, store, or transmit sensitive financial information (such as bank account numbers, sort codes, or payment credentials) in free-text fields including but not limited to gift notes, public messages, or list introductions. Runcie Ltd reserves the right to remove such information without notice in order to protect your privacy and comply with relevant security standards.
   • Gift Lists and Transactions: Understand that the website is primarily a platform for creating and sharing gift lists. While we facilitate payments for cash gifts through secure third-party services (such as Stripe), we do not mediate disputes between users or guarantee delivery of gifts from external retailers.
   • Third-Party Payment Processing: Recognise that all payments, including cash gifts, are processed securely via Stripe. Your use of these services is also subject to Stripe's terms and privacy policies. Runcie Ltd is not responsible for any delays, failed payments, or external platform issues.
   • Stripe Connect Agreement: If you choose to accept cash gifts via the Website, you must create and maintain a Stripe account using Stripe Connect. By doing so, you agree to Stripe's Connected Account Agreement, which governs your use of payment services provided by Stripe.
   • Platform Fees and Tax Responsibility: For certain features such as cash gifts, a small platform fee may be deducted from guest contributions to cover transaction and processing costs. This fee will be disclosed during the cash gift setup. You are solely responsible for reporting and paying any applicable taxes on funds received. Runcie Ltd does not provide tax advice or generate tax documentation.

Prohibited use

1. You may not use the Website for any of the following purposes:
   • In any way which causes, or may cause, damage to the Website or interferes with any other person's use or enjoyment of the Website;
   • In any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation, governmental order;
   • Making, transmitting or storing electronic copies of Content protected by copyright without the permission of the owner.

Prohibited Payment Methods and External Links

Prohibited Content

Marriage Gift List strictly prohibits the inclusion of alternative payment methods or direct payment instructions that redirect guests to external payment platforms. Specifically, you must not:

• Hyperlinks, QR codes or details directing guests to payment platforms outside Marriage Gift List (e.g., PayPal, Monzo, Cash App, bank transfers or similar).
• Include any statements soliciting direct financial transactions outside of our secure payment processing system, including but not limited to mentions such as "Send funds via PayPal", "Here is our Monzo link" or "Bank transfer details."

Moderation and Enforcement

Runcie Ltd reserves the right to remove, without prior notice, any content violating this policy or negatively affecting user experience or platform integrity. Attempts to bypass these restrictions using embedded scripts, custom HTML, encoded links, or any unauthorized methods will result in content removal and may lead to immediate account suspension or permanent closure.

All monetary contributions must be handled exclusively through the integrated secure payment gateway provided by Stripe on our platform. Any violation of this policy will be treated seriously and may lead to account termination.

Registration

1. You must ensure that the details provided by you on registration or at any time are correct and complete.
2. You must inform us immediately of any changes to the information that you provide when registering by updating your personal details to ensure we can communicate with you effectively.
3. We may suspend or cancel your registration with immediate effect for any reasonable purposes or if you breach these terms and conditions.
4. You may cancel your registration at any time by informing us in writing to the address at the end of these terms and conditions. If you do so, you must immediately stop using the Website. Cancellation or suspension of your registration does not affect any statutory rights.

Password and security

1. When you register on this Website, you will be asked to create a password, which you should keep confidential and not disclose or share with anyone.
2. If we have reason to believe that there is or is likely to be any misuse of the Website or breach of security, we may require you to change your password or suspend your account.

Links to other websites

1. This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Runcie Ltd or that of our affiliates.
2. We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.
3. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

Refund Policy

At Marriage Gift List, we strive to ensure that our users have a smooth and enjoyable experience when managing gift contributions. Please carefully read our refund policy before accepting or contributing cash gifts through our platform.

Eligibility for Refunds

Due to the nature of our service, all cash gift transactions facilitated via Marriage Gift List are considered final. We do not provide refunds for contributions made by guests, nor do we refund any platform fees associated with these contributions. This includes, but is not limited to, scenarios where a contributor changes their mind or makes an error when gifting.

User Responsibility

By using Marriage Gift List, you acknowledge that it is your responsibility to carefully verify all details before finalising a cash gift contribution. We strongly recommend reviewing all payment information and confirming the intended contribution amount before completing any transaction.

No Obligation to Provide Refunds

Marriage Gift List facilitates transactions between contributors (guests) and recipients (couples). We do not assume any obligation to mediate or issue refunds and we reserve the right to refuse any refund requests. You agree not to dispute charges for contributions made via Marriage Gift List with your credit card issuer or financial institution.

Cancellation of Accounts or Gift Lists

If you wish to cancel your gift list or your Marriage Gift List account, please contact us as soon as possible. While we will endeavour to assist you, please be aware that cancellation does not entitle you or your guests to a refund of any contributions or fees that have already been processed or received.

Modification of Refund Policy

Marriage Gift List reserves the right to modify or update this refund policy at any time without prior notice. Continued use of the platform constitutes your acceptance of any changes.

Affiliate Links and Retailer Substitution

1. To help support the continued operation and development of Marriage Gift List, we may occasionally update or substitute the retailer linked to a product after it has been added to a gift list. These substitutions are made solely to optimise our affiliate partnerships and may increase the commission we earn when a purchase is made. We want to assure both couples and guests that:
   • The price of the item will remain the same at the time of the change, or we will ensure it matches the originally listed price.
   • The product itself does not change - it remains the exact item selected by the couple.
   • This change does not affect the guest's experience when clicking or purchasing the gift.
   By using our platform, you agree that we may update product URLs in this way, provided it does not negatively impact the couple or guest.

Privacy Policy

1. Use of the Website is also governed by our Privacy Policy, which is incorporated into these terms and conditions by this reference. To view the Privacy Policy, please click on the following: https://www.marriagegiftlist.com/privacy.

Availability of the Website and disclaimers

1. Any online facilities, tools, services or information that Runcie Ltd makes available through the Website (the Service) is provided "as is" and on an "as available" basis. We give no warranty that the Service will be free of defects and/or faults. To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. Runcie Ltd is under no obligation to update information on the Website.
2. Whilst Runcie Ltd uses reasonable endeavors to ensure that the Website is secure and free of errors, viruses and other malware, we give no warranty or guaranty in that regard and all Users take responsibility for their own security, that of their personal details and their computers.
3. Runcie Ltd accepts no liability for any disruption or non-availability of the Website.
4. Runcie Ltd reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, any products and/or services available. These terms and conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

Limitation of Liability

1. Nothing in these terms and conditions shall:
   • Limit or exclude our or your liability for death or personal injury resulting from negligence;
   • Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
   • Limit liabilities not permitted under applicable law;
   • Exclude liabilities that cannot be excluded under applicable law.
2. Marriage Gift List acts solely as a facilitator for creating and managing gift lists. Runcie Ltd does not directly provide goods, services, or cash gifts listed or received through this platform. Users expressly acknowledge:
   • Third-Party Payment Providers: We use third-party services (e.g., Stripe) for payment processing. We bear no liability for issues arising from these external providers, including transaction disputes, payment failures, or processing errors. Users must refer to each provider’s terms and conditions and privacy policies for further details.
   • Cash Gifts and User Responsibility: Couples are solely responsible for managing and receiving cash gifts contributed by guests. Runcie Ltd accepts no liability related to disputes, losses, misuse of funds, or taxation obligations arising from such cash gifts.
   • Tax and Financial Obligations: Users are solely responsible for assessing, reporting, and fulfilling any taxes or other financial obligations associated with funds received through Marriage Gift List. Runcie Ltd does not provide financial or tax advice.
   • Accuracy and Content Liability: Runcie Ltd accepts no responsibility for inaccuracies, errors, or misleading information submitted by users, nor any consequences arising from user-submitted content or data.
   • External Payment Methods: Use or advertising of external payment methods (e.g. PayPal, Venmo, Monzo, direct bank transfers) is prohibited. We accept no liability for any disputes or issues arising from external payment methods attempted or used by users.
   • Gift List Availability and Accuracy: We are not responsible for any loss due to unpublished, suspended, or inactive gift lists. Users must ensure lists remain accurate, active, and publicly available.
   • External Retailer Transactions: Transactions involving third-party retailers occur strictly between guests and retailers. Runcie Ltd is not responsible for fulfillment issues or disputes with external retailers.
3. Force Majeure: We shall not be liable for delays, disruptions, or failures in service resulting from events beyond our reasonable control, including natural disasters, technical outages, internet interruptions, payment processor disruptions, governmental actions, or other unforeseen circumstances.

Indemnification

You agree to indemnify and hold harmless Runcie Ltd, including its directors, officers, employees, and affiliates, from all claims, liabilities, damages, losses, costs, or expenses, including legal fees, arising from or related to:

• Your use of the Marriage Gift List platform;
• Violation or breach of these terms and conditions;
• Infringement or violation of third-party intellectual property or other rights;
• Disputes or claims relating to funds received or managed via the platform;
• Misuse or inappropriate submission of personal or financial data.

Disclaimer

Marriage Gift List and all services provided herein are available on an "as-is" and "as-available" basis. To the fullest extent permitted by law, Runcie Ltd expressly disclaims all warranties, representations, or conditions relating to the accuracy, reliability, completeness, suitability, fitness for a particular purpose, and availability of our platform and its content.

Subject to applicable law, Runcie Ltd will not be liable for direct, indirect, incidental, consequential, punitive, or exemplary damages arising from the use of, inability to use, or reliance upon Marriage Gift List or its services, especially in relation to free services.

General

1. You may not transfer any of your rights under these terms and conditions to any other person. We may transfer our rights under these terms and conditions where we reasonably believe your rights will not be affected.
2. These terms and conditions may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check the terms and conditions regularly to ensure familiarity with the then current version.
3. These terms and conditions together with the Privacy Policy contain the whole agreement between the parties relating to its subject matter and supersede all prior discussions, arrangements or agreements that might have taken place in relation to the terms and conditions.
4. The Contracts (Rights of Third Parties) Act 1999 shall not apply to these terms and conditions and no third party will have any right to enforce or rely on any provision of these terms and conditions.
5. If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these terms and conditions will not be affected.
6. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.
7. This Agreement shall be governed by and interpreted according to the law of England and Wales and all disputes arising under the Agreement (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh courts.

Runcie Ltd details

1. Runcie Ltd is a company incorporated in England and Wales with registered number 15180718 whose registered address is Brent King Limited Unit 4G, Oakland Office Park, Gosport, Hampshire, PO13 0GY and it operates the Website www.marriagegiftlist.com. You can contact Runcie Ltd by email on cam@marriagegiftlist.com.